My husband and I had planned the most amazing trip. We were headed for the Inca Trails in Peru. I’d trained for the hike for 3 months, as he could be like a billy goat climbing up trails. He usually out-paced me but I was determined to keep up on this trip. Everything was booked months in advance and all the hotels and guides had been pre-paid. Sadly,a few weeks prior to our departure, my husband was diagnosed with a tumour that had to be removed without delay. Thanks to our agent who recommended trip cancellation insurance, we did not have to worry about the money that had been paid out for our travels. With proof from our surgeon of the situation and diagnosis, the policy covered all pre-paid costs and our money was refunded to us. There was no hassle, no stress, and we were glad to have taken out travel insurance with such a trusted company.